Mortgage Rates

DETAILS: All ARMs – 2% increase/decrease in any adjustment period. Maximum of 6% increase over life of the mortgage. Future changes will be based on the one year treasury constant maturity plus 2.75%. The one year treasury constant maturity is .06%. Maximum Adjustable Rate Loan is $548,250.00. APR’s based on $100,000.00 mortgage, 20% down payment. Payment does not include taxes and/or insurance escrow Any item escrowed will increase the total monthly payment. Property Insurance is required. Flood Insurance may be required. Conventional Loan To Value (LTV) 80.01% – 85.00% may require Private Mortgage Insurance (PMI). MAX LTV 85% SFR ONLY No Prepayment Penalty. 60 day commitment. Properties with underground fuel storage tanks are not eligible. Rates reflect discount for Auto-Pay from a TSB Account. Add 0.25% to rate without Auto-Pay. Application Fee of $626 – $654 on Conv. Investor One Family; $602 – $629 on Multi-Family Investor Property (2-4) Application fee includes cost of Appraisal and Credit Reports. Any change of loan after Commitment issued – $400.00 fee. Certificate of Zoning Compliance required on all investment purpose properties.

DETAILS: All ARMs – 2% increase/decrease in any adjustment period. Maximum of 6% increase over life of the mortgage. Future changes will be based on the one year treasury constant maturity plus 2.75%. The one year treasury constant maturity is .06%. Maximum Adjustable Rate Loan is $548,250.00. APR’s based on $100,000.00 mortgage, 20% down payment. Payment does not include taxes and/or insurance escrow Any item escrowed will increase the total monthly payment. Property Insurance is required. Flood Insurance may be required. Conventional Loan To Value (LTV) 80.01% – 85.00% may require Private Mortgage Insurance (PMI). MAX LTV 85% SFR ONLY No Prepayment Penalty. 60 day commitment. Properties with underground fuel storage tanks are not eligible. Rates reflect discount for Auto-Pay from a TSB Account. Add 0.25% to rate without Auto-Pay. Application Fee of $626 – $654 on Conv. Investor One Family; $602 – $629 on Multi-Family Investor Property (2-4) Application fee includes cost of Appraisal and Credit Reports. Any change of loan after Commitment issued – $400.00 fee. Certificate of Zoning Compliance required on all investment purpose properties.

DETAILS: All ARMs – 2% increase/decrease in any adjustment period. Maximum of 6% increase over life of the mortgage. Future changes will be based on the one year treasury constant maturity plus 2.75%. The one year treasury constant maturity is .06%. Maximum Adjustable Rate Loan is $548,250.00. APR’s based on $100,000.00 mortgage, 20% down payment. Payment does not include taxes and/or insurance escrow Any item escrowed will increase the total monthly payment. Property Insurance is required. Flood Insurance may be required. Conventional Loan To Value (LTV) 80.01% – 85.00% may require Private Mortgage Insurance (PMI). MAX LTV 85% SFR ONLY No Prepayment Penalty. 60 day commitment. Properties with underground fuel storage tanks are not eligible. Rates reflect discount for Auto-Pay from a TSB Account. Add 0.25% to rate without Auto-Pay. Application Fee of $626 – $654 on Conv. Investor One Family; $602 – $629 on Multi-Family Investor Property (2-4) Application fee includes cost of Appraisal and Credit Reports. Any change of loan after Commitment issued – $400.00 fee. Certificate of Zoning Compliance required on all investment purpose properties.

DETAILS: Conventional Investor Fixed APR’s based on $100,000.00 mortgage, 20% down payment. Maximum Conventional Fixed Rate Loan is $548,250.00. Payment does not include taxes and/or insurance escrow Any item escrowed will increase the total monthly payment. Property Insurance is required. Flood Insurance may be required Conventional Loan To Value (LTV) 80.01% – 85.00% may require Private Mortgage Insurance (PMI). MAX LTV 85% SFR ONLY No Prepayment Penalty. 60 Day Commitment Properties with underground fuel storage tanks are not eligible. Rates reflect discount for Auto-Pay from a TSB Account. Add 0.25% to rate without Auto-Pay. Application Fee of $626 – $654 on Conv. Investor One Family; $602 – $629 on Multi-Family Investor Property (2-4) Application fee includes cost of Appraisal and Credit Reports. Any change of loan after Commitment issued – $400.00 fee. Certificate of Zoning Compliance required on all investment purpose properties. Consult a Loan Representative for details. 860-496-2152

DETAILS: Conventional Investor Fixed APR’s based on $100,000.00 mortgage, 20% down payment. Maximum Conventional Fixed Rate Loan is $548,250.00. Payment does not include taxes and/or insurance escrow. Any item escrowed will increase the total monthly payment. Property Insurance is required. Flood Insurance may be required Conventional Loan To Value (LTV) 80.01% – 85.00% may require Private Mortgage Insurance (PMI). MAX LTV 85% SFR ONLY No Prepayment Penalty. 60 Day Commitment Properties with underground fuel storage tanks are not eligible. Rates reflect discount for Auto-Pay from a TSB Account. Add 0.25% to rate without Auto-Pay. Application Fee of $626 – $654 on Conv. Investor One Family; $602 – $629 on Multi-Family Investor Property (2-4) Application fee includes cost of Appraisal and Credit Reports. Any change of loan after Commitment issued – $400.00 fee. Certificate of Zoning Compliance required on all investment purpose properties. Consult a Loan Representative for details. 860-496-2152