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Torrington North Office

Starting Saturday, July 19 at Noon through Monday morning, our Torrington North office located at 635 Main St. will not be accessible to traffic inside the parking lot  due to onsite repairs. The lot will re-open Monday morning. We apologize for the inconvenience.

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Personal Loans

Life Loan

Effective Date: July 18, 2025

Term Rates APR PMT Per $1,000.00
Life Loan – 12 Months 12 Months 12.000% 12.000% $88.85 How to Open
Life Loan – 24 Months 24 Months 12.000% 12.000% $47.07 How to Open
Life Loan – 36 Months 36 Months 12.000% 12.000% $33.21 How to Open
Life Loan – 48 Months 48 Months 12.000% 12.000% $26.33 How to Open

DETAILS: Loan approval is subject to credit approval and program terms and conditions. Interest rates and program terms and conditions are subject to change without notice. Contact a loan representative for details.

Home Improvement Personal Loan

Effective Date: July 18, 2025

Loan Amount Term Rates APR PMT Per $1,000.00
Up To $10,000.00 60 months 8.000% 8.000% $20.28 APPLY NOW
Up To $10,000.00 120 months 8.000% 8.000% $12.13 APPLY NOW
$10,000.01-$25,000.00 60 months 10.000% 10.000% $21.25 APPLY NOW
$10,000.01-$25,000.00 120 months 10.000% 10.000% $13.22 APPLY NOW
$10,000.01-$25,000.00 180 months 10.000% 10.000% $10.75 APPLY NOW

Home Improvement Personal Loan Details

Loans are subject to credit approval. Certain restrictions and conditions apply. Your rate will depend on various factors including loan product, loan amount, loan purpose, credit profile, property value, occupancy, and other factors. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Loan amount determines rate and term. You must be at least 18 years of age. The property must be your primary residence and occupied by you. Maximum two borrowers and both borrowers must occupy the property. To receive funds for this loan, a contractor’s estimate or bid/material list itemizing the improvements is required.

Auto pay is required from a Torrington Savings Bank personal checking or savings account. Checking and savings accounts may have monthly fees and must be in good standing.

Payment Example: A $5,000 Home Improvement Personal Loan financed with Torrington Savings Bank at 8.00% APR for 120 months will have a monthly payment of $60.66.

Other eligibility requirements may apply.

Overdraft Protection

Effective Date: July 18, 2025

Rates APR PMT Per $1,000.00
Overdraft Line of Credit 18.000% 18.000% Varies Based on Usage How to Open

DETAILS: Overdraft Line of Credit (ODLOC) APR Based on a $1,000.00 credit line. Maximum ODLOC is $2,000.00. An associated TSB checking account is required.

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ROUTING #211174165/NMLS #404919

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