
Endless possibility
Using the equity in your home is a low cost way to borrow the funds you need for the goals you have. Whatever those goals are.
Home Equity Line of Credit Details
Annual fee after the 1st year is $35. Maximum LTV is 80%. Homeowners insurance is required; flood insurance may be required.
For many people, the equity in their home is one of their biggest sources of net wealth. Tapping into that resource can give you access to funds at a much lower rate than almost any other borrowing method, and let you use that money for any purpose you choose.
Torrington Savings Bank offers two great options for homeowners to use their equity in the way that makes the most sense for their needs: Home Equity Loan and Home Equity Line of Credit.
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Home Equity Loan
A Home Equity Loan is a great borrowing option when you need a large fixed amount because it costs you less than most other methods to borrow.
An Equity Line for Less than Prime
Use the equity in your home to help pay expenses just like with a credit card – but with a MUCH lower interest rate.
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An Equity Line for Less than Prime
Use the equity in your home to help pay expenses just like with a credit card – but with a MUCH lower interest rate.