Certificates of Deposits (CDs)
With a TSB Certificate of Deposit you can earn a competitive fixed interest rate so your savings can grow free from market fluctuation.
Features
- $1,000 minimum deposit to open
- Terms from 3 to 60 months
- Earns fixed interest rate
- Interest is compounded daily and credited monthly and may be withdrawn before maturity
Special CDs
Effective Date: March 19, 2024
| Deposit Product | Annual Percentage Yield | Interest Rate | Minimum Balance to Open | |
|---|---|---|---|---|
| 6 Month CD | 5.000% | 4.879% | $1,000.00 | Open Now |
| 6 Month IRA CD | 5.000% | 4.879% | $1,000.00 | How to Open |
DETAILS: Offer may expire without notice and may be withdrawn at any time. Rates are subject to change without notice. Interest is compounded continuously from the day of deposit to the day of withdrawal and is credited monthly. Early withdrawal of funds will be equal to 3 months interest and may reduce the principal. At the time of maturity, a 6 Month CD will renew to a 6 Month CD at the interest rate and APY in effect at the time of renewal. For IRAs, no penalty for early withdrawal over 59 ½ years of age.
Certificates of Deposit (CD)
Effective Date: March 19, 2024
| Deposit Product | Annual Percentage Yield | Interest Rate | Minimum Balance to Open | |
|---|---|---|---|---|
| 3 Month CD | 0.150% | 0.150% | $1,000.00 | Open Now |
| 9 Month CD | 0.200% | 0.200% | $1,000.00 | Open Now |
| 1 Year CD | 0.250% | 0.250% | $1,000.00 | Open Now |
| 13 Month CD | 0.250% | 0.250% | $1,000.00 | Open Now |
| 15 Month CD | 0.250% | 0.250% | $1,000.00 | Open Now |
| 18 Month CD | 2.250% | 2.225% | $1,000.00 | Open Now |
| 21 Month Bump Up CD | 0.400% | 0.399% | $1,000.00 | Open Now |
| 2 Year CD | 3.000% | 2.956% | $1,000.00 | Open Now |
| 30 Month CD | 3.250% | 3.198% | $1,000.00 | Open Now |
| 3 Year CD | 0.500% | 0.499% | $1,000.00 | Open Now |
| 4 Year CD | 0.600% | 0.598% | $1,000.00 | Open Now |
| 5 Year CD | 0.700% | 0.698% | $1,000.00 | Open Now |
Certificate of Deposits Details:
Interest is compounded from the day of deposit to the day of withdrawal and is credited monthly. A substantial interest penalty is required for early withdrawals from Certificates of Deposit. For CDs with a term from 3 months to 1 year; penalty is 3 months’ simple interest on the amount withdrawn. For CDs with a term of more than one year; penalty is 6 months’ simple interest on the amount withdrawn. See Consumer Disclosures for additional rules and regulations that may apply to your account.
Common Fee Schedule Consumer Terms & Conditions
