Certificates of Deposits (CDs)

With a TSB Certificate of Deposit you can earn a competitive fixed interest rate so your savings can grow free from market fluctuation.

View RatesCD Special Rates

Features

  • $1,000 minimum deposit to open
  • Terms from 3 to 60 months
  • Earns fixed interest rate
  • Interest is compounded daily and credited monthly and may be withdrawn before maturity
View Rates

Certificates of Deposit

Effective Date: March 24, 2023

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Earn Posted Rate Minimum Balance to Open # of Days
Three Month Certificate 0.150% 0.150% $1,000.00 $1,000.00 365 How to Open
Six Month Certificate 0.200% 0.200% $1,000.00 $1,000.00 365 How to Open
One Year Certificate 0.250% 0.250% $1,000.00 $1,000.00 365 How to Open
Thirteen Month Certificate 0.250% 0.250% $1,000.00 $1,000.00 365 How to Open
Fifteen Month Certificate 0.250% 0.250% $1,000.00 $1,000.00 365 How to Open
Eighteen Month Certificate 0.400% 0.399% $1,000.00 $1,000.00 365 How to Open
Twenty One Month Bump Up Certificate 0.400% 0.399% $1,000.00 $1,000.00 365 How to Open
Two Year Certificate 0.450% 0.449% $1,000.00 $1,000.00 365 How to Open
Thirty Month (2-1/2 Year) Certificate 0.500% 0.499% $1,000.00 $1,000.00 365 How to Open
Three Year Certificate 0.500% 0.499% $1,000.00 $1,000.00 365 How to Open
Four Year Certificate 0.600% 0.598% $1,000.00 $1,000.00 365 How to Open
Five Year Certificate 0.700% 0.698% $1,000.00 $1,000.00 365 How to Open

Certificate of Deposits Details:

Early principal withdrawals prior to maturity will result in a penalty. CD one year or less 90 days interest CD greater than one year 180 days interest

Common Fee Schedule Consumer Terms & Conditions