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Personal Loan

Life Happens!
Let our Life Loan Help.

If life’s unexpected bumps require money you don’t have, TSB offers a loan that can help.

Life Loan Details

Valid for new money only. Life Loan rewrites at 12.00%/12.00% APR. Auto-Pay from a TSB account is required. Rates reflect discount for Auto-Pay. Without Auto-Pay, add .25% to rate. Contact a loan representative for details.

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A TSB Life Loan Can Help You Borrow Cash for Less Interest

Sometimes you have an expense you didn’t anticipate, and you need to be able to borrow some funds to help you manage it. Or maybe you think you might be needing some extra money in the near term, and want to be able to have additional funds at the ready by getting a personal loan with a competitive rate.

A Torrington Savings Bank Life Loan can be the lifeline help you need to get you through. With a much lower interest rate than the prevailing rate credit cards charge, a Life Loan can get you the funds you need, without paying the extra in interest that comes with other types of borrowing.

You can use the money for repairs to a car or home, towards tuition, or a computer, for medical expenses and more. Whatever your life needs, a Life Loan can help you borrow money to pay for it.

This unsecured personal loan offers:

  • No application fees
  • No pre-payment penalties
  • A low fixed rate
  • Additional 0.25% interest rate discount with auto-pay from a TSB account
  • Terms from 1- 4 years
  • Available amounts from $1,000 – $15,000

Life Loan

Effective Date: July 3, 2022

Term Rates APR PMT Per $1,000.00
Life Loan – 12 Months 12 Months 12.000% 12.000% $88.85 How to Open
Life Loan – 24 Months 24 Months 12.000% 12.000% $47.07 How to Open
Life Loan – 36 Months 36 Months 12.000% 12.000% $33.21 How to Open
Life Loan – 48 Months 48 Months 12.000% 12.000% $26.33 How to Open

DETAILS: Auto-Pay from a TSB account is required. Rates reflect discount for Auto-Pay. Without Auto-Pay, add .25% to the rate.

Life Loan Details:

Valid for new money only. Life Loan rewrites at 12.00%/12.00% APR. Auto-Pay from a TSB account is required. Rates reflect discount for Auto-Pay. Without Auto-Pay, add .25% to rate. Contact a loan representative for details.

Featured Products

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Certificate of Deposits

With a TSB Certificate of Deposit you can earn a competitive fixed interest rate so your savings can grow free from market fluctuation.

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An Equity Line for Less than Prime

Use the equity in your home to help pay expenses just like with a credit card – but with a MUCH lower interest rate.

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Hometown Checking

With no monthly service fees or minimum balance to think about, Hometown Checking gives you all the services you want, without the fees you don’t.

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*Please note to open an account online you must be 18 years or older and a Connecticut resident.

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