Savings Account

First Time Savers

Start teaching your children the value of saving early with our First Time Savers account!

First Time Savers

Start teaching your children the value of saving early with our First Time Savers account!

Features:

  • $1 minimum deposit to open
  • Available from ages 5-21
  • Earns special interest rate on first $1,000 deposited
  • Earns blended interest rate on balances of over $1,000
  • Earns additional special interest payment of $5 when a deposit has been made for 12 consecutive months
  • Account converted to Hometown Money Market statement on 22nd birthday
View Rates
First Time Savers
Minimum to Open $1.00
Minimum Average Daily Balance Less than $1,000.00
APY 5.116%
Interest 5.000%
Minimum Balance to Avoid Monthly Service Charge N/A
Description

Savers ages 5-21 years old can earn a special interest rate and incentives for regularly saving into this account.

Ways to Open

In Branch:

Any type of Account, Any location, No Appointment Needed

Find Locations

Online:

Open an individual or joint personal checking or personal savings account online in about 10 minutes.

Open Now

What You Need:

We’ll need some information and identification to help you open your account, along with your initial deposit.

What You Need

First Time Savers Details:

Maintaining balances in excess of $1,000 will change your APY. View Rates for details. Please refer to Common Fee Schedule and Consumer Terms & Conditions for additional details and information.

Common Fee Schedule Consumer Terms & Conditions