BankRight Checking
A low-cost checking account option to get your finances on track. The right way to bank to build safety and affordability into your daily banking habits.
Account Details
A checkless basic bank account designed to develop strong money habits to help you build your financial comeback.
- $5 Monthly Service Fee
- Free ATM Transactions*
- No NSF Fees or Overdraft Protection Options Available.
- Go Paperless! Waive Paper Statement Fee when Enrolled in eStatements
BankRight Checking |
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|---|---|
| Minimum to Open | $10.00 |
| Minimum Balance to Earn Posted APY | N/A |
| Annual Percentage Yield | N/A |
| Interest Rate | N/A |
TSB Debit Card
TSB Mastercard® Debit Card
Pay for purchases, withdraw funds at ATMs, make deposits, check balances or transfer funds at TSB ATM locations. Plus, with TSB’s Early Pay, use your debit card to access your pay up to two days earlier.2
FREE1 Perks Included With Every TSB Checking Account:
Enjoy these perks included with every TSB Checking account. As your local community bank, we’re committed to empowering your financial wellness with more than just the basics.
Simply enroll and start enjoying the perks – at no cost to you.
Improve Your Credit
Monitor your score, set goals, and use tools like score simulators to hit your desired credit score.
Financially Empower Young Minds
Equip your kids and teens with real world experiences that builds skills to earn, save, and spend.
Your Finances One Place
Gain financial clarity when you link all your accounts in our secure Money Manager platform.
Surcharge-Free ATM Access
Skip the fees with access to a network of ATMs nationwide when you use your TSB Mastercard Debit card.
Early Pay
Real life doesn’t run on a payday schedule. Advance your paycheck up to two days sooner with direct deposit!
Spend, Save and Score
Imagine saving money every time you spend it. That’s what happens when your debit card rounds up your change – and we match!
Everyday Basics with a TSB Checking Account:
Ways to Open
Compare Our Other Checking Accounts To Find Your Match
What’s your best fit?
1. Greenlight Details:
The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
* Torrington Savings Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their Torrington Savings Bank personal checking account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Offer ends 03/17/2027. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer subject to change or renewal.
Card images shown are illustrative and may vary from the card you receive.
2. Early Pay Details:
Direct deposits and preauthorized ACH credits received by Torrington Savings Bank may be credited to your account and made available for your use as soon as two business days prior to the scheduled posting date. On occasion, we may not receive information ahead of time from the payer and may not be able to post your deposit early. In this case, your deposit will post on the regularly scheduled posting day.
There is no enrollment necessary and no fee for this service.
Torrington Savings Bank is not responsible for any fees or penalties, including Non-Sufficient Funds (NSF) fees, that may result from transactions made before an Early Pay direct deposit or ACH credit has been posted to your account.
BankRight Checking Details:
$10.00 minimum opening deposit required. eStatements are required for this account. Accounts without eStatements will be charged a monthly fee of $2.00. This is a checkless account. No NSF or overdraft fees will be posted to this account. Overdraft Protection Options not available for this account. Low monthly service fee of $5.00. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosures.
*Free ATM transactions at Torrington Savings Bank ATMs. Torrington Savings Bank does not charge when you use your TSB Debit Card at another bank’s ATM. Please note other banks’ fees may apply. Withdraw cash without worry, find a surcharge free in network ATM here.
Common Fee Schedule Consumer Terms & Conditions
