
Journey Checking Account
A checking account that fits your life, not the other way around.
- $25 minimum to open
- No monthly maintenance fee
- Get paid up to 2 days early1
- Up to $15 in non‑TSB ATM fees covered each month
- Credit Score Monitoring
How To Earn Your $350 Bonus
STEP 1
Open a new Journey checking account with bonus code EARN350.
STEP 2
Earn $250 when you receive 2 or more direct deposit transactions of $500 or more AND enroll in eStatements within the first four (4) statement cycles of account opening.
STEP 3
Earn $100 when you make ten (10) debit card transactions within the first four (4) statement cycles of account opening.
Enjoy $350
Your bonus(es) will be deposited to your Journey checking account after you complete the qualifying steps.
Please see the disclaimer “*” for timing.
Earn Up To A $350 Bonus On Us!*
Open your new Journey Checking account with code EARN350 and complete the qualifying requirements to receive your $350 bonus.*
Your Money. Your Moment. Bank Your Way.

Card Controls
Turn your card on or off and set geographic, merchant, and spending controls.

TSB Mobile App
Manage your account from wherever you are, on your terms. Pay bills, check balances, deposit checks, transfer money, and more.

Digital Wallet
Add your TSB Mastercard(R) Debit Card to your digital wallet to make fast, secure, and convenient payments online and in stores.

Earn More With Debit Card Round Up Match
Open a Torrington Savings Bank savings account and earn up to $50 per year in savings match.2

Credit Score Monitoring
Track your credit score with monitoring at no added cost or impact to your score

Refer Friends, Get Rewarded!
Get $50 for each friend who opens a TSB Checking Account, up to $500 annually.3
Details:
*Offer is for new Journey Checking accounts only opened during the promotional period using the promo code EARN350. Bonuses are limited to one per individual.
To earn the $250.00 bonus, you must make a minimum of 2 direct deposits totaling $500.00 or more and enroll in Online Banking and eStatements within the first four (4) statement cycles.
To earn the additional $100.00 bonus, you must first satisfy the requirements and earn the $250 bonus as outlined above, and within the first four (4) statement cycles of opening the account post and clear ten (10) debit card purchases/payments from the account.
Eligible Customers cannot currently be a tax reporting owner of a Torrington Savings Bank consumer checking account and must be at least 13 years old. To apply online, you must be a U.S. citizen or a U.S. resident alien and at least 18 years old. You’ll need to provide a physical address in Connecticut, date of birth and applicable identification documentation which may include a Social Security Number or Individual Taxpayer Identification number. In the event the account holder is under 18, the account must be opened in branch with a parent/custodian/guardian. Your new account must remain open to receive the cash bonus payment. We may close accounts with a zero balance without prior notice. If you meet the Direct Deposit Eligibility and Qualifications outlined above, we will post the $250.00 bonus to your account within four (4) statement cycles of completion period. If you meet the Debit Card purchase/payments Eligibility and Qualifications outlined above, we will post the $100.00 bonus to your account within five (5) statement cycles of completion period. The value of your bonus will be reported on Form 1099-INT.
Bonus offers are not available to Torrington Savings Bank employees, directors or immediate family of employees and directors of Torrington Savings Bank and any of its affiliates or vendors. Offer may expire without notice and may be withdrawn at any time. Additional restrictions/conditions may apply.
1Early Pay Details: Direct deposits and preauthorized ACH credits received by Torrington Savings Bank may be credited to your account and made available for your use as soon as two business days prior to the scheduled posting date. On occasion, we may not receive information ahead of time from the payer and may not be able to post your deposit early. In this case, your deposit will post on the regularly scheduled posting day. There is no enrollment necessary and no fee for this service. Torrington Savings Bank is not responsible for any fees or penalties, including Non-Sufficient Funds (NSF) fees, that may result from transactions made before an Early Pay direct deposit or ACH credit has been posted to your account.
2Debit Card Round Up: Program subject to change without notice; other restrictions may apply. Amount of savings varies based on the number of transactions. You must have ownership or authority on the accounts to enroll. Must have an eligible personal TSB Consumer Checking Account with TSB debit card and eligible personal TSB Consumer savings account to enroll in the Debit Card Round-Up Program. Health Savings and IRA accounts are ineligible. You must be enrolled in Debit Card Round-Up Program to qualify for the Debit Card Round-Up Match Program. For tax reporting purposes, you will receive a 1099-INT at the end of each calendar year reflecting the total bonus amount credited. Terms & Conditions apply.
3Refer-A-Friend Program: Customers can earn up to $500 a calendar year in Refer-A-Friend incentives. Reproduction, purchase, sale, transfer, or trade of this offer is prohibited. This is intended for use by friends and family of the original recipient. Publication of this offer on 3rd party sites is prohibited entirely. Any and all referrals after prohibited publication may not be honored for either party. This program may be discontinued or changed at any time without notice. Mobile carrier data and text rates may apply.Terms & Conditions apply.
Common Fee Schedule Consumer Terms & Conditions