Advantage Checking
A free personal checking account with interest for paying bills, making purchases and withdrawing cash. This interest-bearing checking account is easy and secure to open online.
Account Details
An interest-bearing checking account to grow your money faster plus these benefits:
- No Monthly Service Fee
- Low $5 Minimum Balance to Earn Interest
- Earns Compound Interest
- Overdraft Protection Options Available
- Free ATM Transactions*
Advantage Checking |
|
|---|---|
| Minimum to Open | $100.00 |
| Minimum Balance to Earn Posted APY | $5.00 |
| Annual Percentage Yield | 0.05% |
| Interest Rate | 0.05% |
TSB Debit Card
TSB Mastercard® Debit Card
Pay for purchases, withdraw funds at ATMs, make deposits, check balances or transfer funds at TSB ATM locations. Plus, with TSB’s Early Pay, use your debit card to access your pay up to two days earlier.2
FREE1 Perks Included With Every TSB Checking Account:
Enjoy these perks included with every TSB Checking account. As your local community bank, we’re committed to empowering your financial wellness with more than just the basics.
Simply enroll and start enjoying the perks - at no cost to you.
Improve Your Credit
Monitor your score, set goals, and use tools like score simulators to hit your desired credit score.
Financially Empower Young Minds
Equip your kids and teens with real world experiences that builds skills to earn, save, and spend.
Your Finances One Place
Gain financial clarity when you link all your accounts in our secure Money Manager platform.
Surcharge-Free ATM Access
Skip the fees with access to a network of ATMs nationwide when you use your TSB Mastercard Debit card.
Early Pay
Real life doesn’t run on a payday schedule. Advance your paycheck up to two days sooner with direct deposit!
Spend, Save and Score
Imagine saving money every time you spend it. That’s what happens when your debit card rounds up your change – and we match!
Everyday Basics with a TSB Checking Account:
Ways to Open
Compare Our Other Checking Accounts To Find Your Match
What's your best fit?
1. Greenlight Details:
The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
* Torrington Savings Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their Torrington Savings Bank personal checking account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Offer ends 03/17/2027. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer subject to change or renewal.
Card images shown are illustrative and may vary from the card you receive.
2. Early Pay Details:
Direct deposits and preauthorized ACH credits received by Torrington Savings Bank may be credited to your account and made available for your use as soon as two business days prior to the scheduled posting date. On occasion, we may not receive information ahead of time from the payer and may not be able to post your deposit early. In this case, your deposit will post on the regularly scheduled posting day.
There is no enrollment necessary and no fee for this service.
Torrington Savings Bank is not responsible for any fees or penalties, including Non-Sufficient Funds (NSF) fees, that may result from transactions made before an Early Pay direct deposit or ACH credit has been posted to your account.
Advantage Checking Details:
$100.00 minimum opening deposit required. Your interest rate and annual percentage yield may change. Interest will be compounded daily and credited monthly. You must maintain a minimum balance of $5.00 each day to obtain the disclosed annual percentage yield. Click here to view current rates. Review Common Fee Schedule and Consumer Terms & Conditions for complete product disclosures.
*Free ATM transactions at Torrington Savings Bank ATMs. Torrington Savings Bank does not charge when you use your TSB Debit Card at another bank’s ATM. Please note other banks’ fees may apply. Withdraw cash without worry, find a surcharge free in network ATM here.
Common Fee Schedule Consumer Terms & Conditions
