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  • Loans
    Mortgage Rates Icon

    Calculate Your Mortgage Rate

    Are you thinking about purchasing a new home or refinancing your current home? TSB can create a customized rate based on your financial situation and goals.

    Calculate My Rate Mortgage Calculators
    • Compare Home Loans
      • First Time Homebuyers
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      • Home Equity Loan
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    • Personal Loans
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    Already Borrowing With Us?

    Continue Your Saved Application - Manage your home loan application on your own time. Pick up where you left off by logging in to continue your application and upload documents.

    Manage Your Mortgage Online - Access your mortgage account online and get the information you need to manage your existing TSB Mortgage.

  • Checking

    Greenlight

    Enjoy the debit card and money app for kids and teens-and so much more!

    Learn More
    • Compare Checking Accounts
      • Journey Checking
      • Advantage Checking
      • BankRight Checking
    • Greenlight Debit Card For Kids
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    Already Bank With Us?

    Online Banking - Enroll today in online banking to keep an eye on your accounts from anywhere you have internet access.

    Mobile Banking - Manage your accounts, monitor spending, pay bills and more on the TSB mobile app.

    Paper-Free Statements - Switch to paperless documents to easily and securely access your account history.

  • Savings
    estatements icon

    eStatements

    Skip the paper cuts and save some green by signing up for eStatements

    Learn More
    • Compare Savings Accounts
      • Journey Savings
      • Advantage Money Market
      • First Time Savers
      • Build Your Own Club
    • Additional Savings Options
      • Certificates of Deposit (CD)
      • Health Savings Account (HSA)
      • IRA

    Already Bank With Us?

    Online Banking - Enroll today in online banking to keep an eye on your accounts from anywhere you have internet access.

    Mobile Banking - Manage your accounts, monitor spending, pay bills and more on the TSB mobile app.

    Paper-Free Statements - Switch to paperless documents to easily and securely access your account history.

  • Credit Cards
  • Tools & Resources

    Greenlight

    Enjoy the debit card and money app for kids and teens-and so much more!

    Learn More
    • Ways to Bank
      • Online Banking
      • Mobile Banking
      • ATM
      • Telephone Banking
    • Plan Your Financial Future
      • Monitor Credit Score
      • Personal Finance Manager
      • Greenlight for Kids and Teens
      • Education Center
    • Manage Your Money
      • Card Controls
      • Bill Pay
      • Paperless Documents
      • Digital Wallet
      • Round Up Savings Program
    • Help & Support
      • Lost or Stolen Card
      • FAQs
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      • Make An Appointment
      • Switch Kit
    • Rewards
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Checking Accounts

Journey Checking

Our best checking account for young adults and students ages 13 and beyond.  Low balance to open, no monthly fee, and rebated ATM charge fees make this our best starter checking account.  Enjoy all the perks and more. It’s simple and easy to open online.

Open Now
Journey Checking Details

$25.00 minimum opening deposit required. Primary account holder must meet age criteria. It is not the policy of Torrington Savings Bank to open a checking account for individuals under the age of 18, however, exceptions may be made on a case-by-case basis where a parent/legal guardian is a co-owner on the account.  Please contact us for additional information. eStatements are required with this account. Accounts without eStatements will be charged a monthly fee of $5.00. You must be at least 18 years of age to use Torrington Savings Bank Bill Pay. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosure.

Common Fee Schedule Consumer Terms & Conditions
  • Details
  • Perks
  • Ways to Open

Bank your way with
no monthly fees, digital
convenience, and local support.

Checking Bonus

Earn Up To $350!*

Limited time offer for new Journey Checking customers who complete qualifying activities.

Your Journey Awaits Decline Offer

Account Details

Our best checking account for each stage of your financial journey, ages 13* and up.

  • No Monthly Service Fee
  • Up to $15 Rebate on Other Banks’ ATM Fees Monthly
  • Go Paperless! Waive Paper Statement Fee when Enrolled in eStatements

*For student accounts under the age of 18, a parent/legal guardian must be co-owner on account

Open Now

Journey Checking

Minimum to Open $25.00
Minimum Balance to Earn Posted APY N/A
Annual Percentage Yield N/A
Interest Rate N/A
APY as of: 10-07-2025

Journey Checking Details

$25.00 minimum opening deposit required. Primary account holder must meet age criteria. It is not the policy of Torrington Savings Bank to open a checking account for individuals under the age of 18, however, exceptions may be made on a case-by-case basis where a parent/legal guardian is a co-owner on the account.  Please contact us for additional information. eStatements are required with this account. Accounts without eStatements will be charged a monthly fee of $5.00. You must be at least 18 years of age to use Torrington Savings Bank Bill Pay. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosure.

Common Fee Schedule Consumer Terms & Conditions

TSB Debit Card

TSB Mastercard Debit Card

Pay for purchases, withdraw funds at ATMs, make deposits, check balances or transfer funds at TSB ATM locations.

Perks Included With Every TSB Checking Account:

Enjoy these perks included with every TSB Checking account. As your local community bank, we’re committed to empowering your financial wellness with more than just the basics. Simply enroll and start enjoying the perks - at no cost to you.

Improve Your Credit

Monitor your score, set goals, and use tools like score simulators to hit your desired credit score.

Learn More

Financially Empower Young Minds

Equip your kids and teens with real world experiences that builds skills to earn, save, and spend.

Learn More

Your Finances One Place

Gain financial clarity when you link all your accounts in our secure Money Manager platform.

Learn More

Surcharge-Free ATM Access

Skip the fees with access to a network of ATMs nationwide when you use your TSB Mastercard Debit card.

Learn More

Refer a Friend, Earn Rewards

Invite friends to open a personal checking account — you both get $50 when they join. Start referring!

Learn More

Save While You Spend

Use your TSB Mastercard Debit card and watch your savings grow. Shopping and saving have never been easier.

Learn More

Everyday Basics with a TSB Checking Account:

  • Online Banking
  • Overdraft Protection
  • Telephone Banking
  • Mobile Banking App
  • Paper-Free Statements
  • Contactless TSB Debit Mastercard®

Ways to Open

In Branch:

Any type of Account, Any location, No Appointment Needed

Find Locations

Online:

Open an individual or joint personal checking or personal savings account online in about 10 minutes.

Open Now

What You Need:

We’ll need some information and identification to help you open your account, along with your initial deposit.

What You Need

Compare Our Other Checking Accounts To Find Your Match

What's your best fit?

Compare Accounts

Journey Checking Details:

$25.00 minimum opening deposit required. Primary account holder must meet age criteria. It is not the policy of Torrington Savings Bank to open a checking account for individuals under the age of 18, however, exceptions may be made on a case-by-case basis where a parent/legal guardian is a co-owner on the account.  Please contact us for additional information. eStatements are required with this account. Accounts without eStatements will be charged a monthly fee of $5.00. You must be at least 18 years of age to use Torrington Savings Bank Bill Pay. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosure.

Common Fee Schedule Consumer Terms & Conditions
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Personal

    Loans

    • Compare Home Loans
      • First Time Homebuyers
      • Buyer’s Boost
      • Conventional Mortgage
      • Refinance
      • Jumbo Mortgage
      • Construction Loan
    • Contact a Residential Lender
    • Mortgage Calculators
    • Home Equity Comparison
      • Home Equity Loan
      • Home Equity Line of Credit
    • Personal Loans
      • Collateral Secured Loans
      • Home Improvement Personal Loan
      • Life Loan
      • Overdraft Line of Credit
  • Checking

    • Compare Checking Accounts
      • Journey Checking
      • Advantage Checking
      • BankRight Checking
    • Greenlight Debit Card For Kids
    • Debit Cards
      • Card Controls
      • Lost or Stolen Cards
      • Digital Wallet
      • Overdraft Protection
  • Savings

    • Compare Savings Accounts
      • Journey Savings
      • Advantage Money Market
      • First Time Savers
      • Build Your Own Club
    • Additional Savings Options
      • Certificates of Deposit (CD)
      • Health Savings Account (HSA)
      • IRA
  • Credit Cards

    Tools & Resources

    • Ways to Bank
      • Online Banking
      • Mobile Banking
      • ATM
      • Telephone Banking
    • Plan Your Financial Future
      • Monitor Credit Score
      • Personal Finance Manager
      • Greenlight for Kids and Teens
      • Education Center
    • Manage Your Money
      • Card Controls
      • Bill Pay
      • Paperless Documents
      • Digital Wallet
      • Round Up Savings Program
    • Help & Support
      • Lost or Stolen Card
      • FAQs
      • Support
      • Make An Appointment
      • Switch Kit
    • Rewards
      • Refer a Friend

Business

    Business Banking

    • Business Checking Accounts
      • Small Business Checking
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      • Enterprise Checking
      • Nonprofit Checking
    • Business Money Market
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      • Digital Wallet
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    Business Loans

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  • Cash Management

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      • Business Desktop Deposit
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      • Positive Pay
      • Sweep Services
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    • Invoicing & Payroll
    • Merchant Services

Wealth

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About TSB

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What can we help you with?

  • Open a Checking Account
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ROUTING #211174165/NMLS #404919

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