A Commercial Checking Account that Earns
This account is the best checking solution for businesses and organizations with higher transaction volumes or that maintain a larger account balance who want to also incorporate cash management services with their checking.
As an analysis account, your banking activity generates “earnings credit” for you, which will be used to offset the monthly service charge, transaction fees and charges for various Cash Management Services.
- Avoid monthly service charge with earnings credit
- Free currency or rolled coin purchases
- Free Business Debit Mastercard®
- Free Business Online Banking, Bill Pay, and eStatements
- Overdraft Protection available with a Better Business Money Market Account
- Cash Management Services Available
- $100 minimum deposit to open
|Minimum Balance to Open||$100.00|
|Monthly Maintenance Service Charge||$15.00|
|How you can avoid the monthly Maintenance Service Charge||Can be offset by Earnings Credit.|
|Per Item Fee||$0.15 per item|
|Earnings Credit Rate||Varies|
|Account Cycle||Last business day of the month.|
|Paper Statement||$5.00 – waived when enrolled in eStatements.|
|Cash Management Services||Available – earnings credit may offset fees.|
This analysis account is the solution for business and organizations that maintain a larger account balance or have higher transaction volumes. Competitive earnings credit can reduce or eliminate monthly maintenance service charges, per item fees and charges for various Cash Management Services.
Business Online Banking
An easy, convenient way to digitally manage your Torrington Savings Bank Accounts. Get balances, monitor account, pay bills, make transfers, and more.
Avoid costly fees by applying for an overdraft line of credit or by linking a deposit account for overdraft protection.
Business Mobile Banking
Combining security features like facial recognition and debit card controls; plus banking features like viewing balances, making transfers, and more; our Mobile App helps you handle your business.
Better for your security and better for the environment, TSB offers eStatements to help make sure you have all your account information at your finger tips and easily accessible.
Chip-Enabled Business Debit Card
Get secure, safe and convenient access to your checking account. It’s easy to manage with a TSB Chip-Enabled Business Debit MasterCard®
Business Mobile Check Deposit
You don’t have to come into the bank to deposit checks anymore. Our Business Mobile Check Deposit app lets you deposit your check in a snap.
Cash Management Services
Make it easier than ever for your business to receive and make payments with TSB Cash Management services.
With Positive Pay in place, you can have the peace of mind that comes with knowing your check and ACH payments are being actively monitored to prevent fraud.
Quickly deposit multiple checks to your business account from your desk with a desktop check scanner.
Ways to Open
Explore Our Other Account Options
Advantage Business Checking
Looking to avoid monthly maintenance charges? As your business banking needs grow, we’ve got business checking account options that work to your advantage.
Small Business Checking
Our Small Business Checking offers big business value, including no monthly maintenance service charges!